*90-Day Credit Fix Guarantee or Free
Average 100+ Point Boost—Dispute Errors, Build History. We handle the heavy lifting while you watch your score rise.
↑ 100 Points
Our Proven Process
We use AI and a simple three-phase timeline to dispute, build, and monitor — focused on fast, measurable results.
1. Dispute
Our AI agent identifies errors and submits formal disputes to bureaus and furnishers on your behalf.
2. Build
AI agent rebuilds positive history and recommends credit mix & utilization moves.
3. Monitor
Continuous monitoring, alerts, and steps to lock in your gain.
725k+ Clients Helped
Our data-driven approach consistently delivers results.
Removed 5 negatives — +147 pts
"I used Lexington L** for 10 for months and very little results but Speedy was amazing. "
Removed 7 negatives — +120pts
"Speedy disputed old accounts and I saw quick movement month over month."
Removed 15 negatives — +228 pts
"Speedy disputed all my chargeoffs and my credit went from a 450 to a 678 in 30 days."
"Removed 5 Negatives—Score Up 120! I can finally buy a home."
— Sarah J.
Frequently Asked Questions
How long does the process take?
Most clients see significant results within the first 90 days. Every case is unique, but we start disputing immediately.
Do you offer a guarantee?
Yes. If we don't improve your score or remove negative items within 90 days, you get your money back. Zero risk.
Will this work for my situation?
We handle late payments, collections, charge-offs, bankruptcies, and more. Take our free scan to see exactly what we can do for you.
Ready for a free, fast scan and Consultation?
Get started now and see the fastest path to a 100+ point boost.
90-Day Credit Fix Guarantee
If we don’t deliver a qualifying score improvement within 90 days, we’ll continue working for free or refund your entire payment (qualifying terms apply).
Get My Free ConsultationNote: Guarantee applies to qualifying cases. Exclusions apply (fraud accounts, missing documentation, or non-cooperative creditors). Ask Rep for complete details during the initial consultation.